Funding on Business
Funding on Business
UTS connects agricultural businesses with tailored funding options from banks, NBFCs, and investors. Our financing solutions help farmers, traders, and agri-enterprises access capital for growth, inventory, and operations.
Our Funding Options
Agricultural Loans
Crop loans, equipment financing, and working capital with flexible repayment aligned with harvest cycles.
Warehouse Receipt Financing
Get up to 75% of commodity value as immediate cash against certified warehouse receipts.
Buyer-Seller Financing
Structured payment solutions that benefit both buyers and sellers in agricultural transactions.
Business Funding
Funding Support
- Financial Backing for Established Businesses
- Helps Expand Operations
- Long-Term Growth Partnership
Our financial experts help you navigate various schemes including KCC, PMFBY, and agri-infrastructure funds with complete documentation support.
UTS Funding Solutions bridges the gap between agricultural businesses and financial institutions through our specialized matchmaking platform. We've partnered with 50+ banks, NBFCs, and impact investors who understand agricultural cash flows and risks. Our system pre-qualifies applicants and matches them with the most suitable lenders based on business type, credit profile, and financing needs. Farmers can access Kisan Credit Cards, crop loans, and equipment financing, while agri-businesses qualify for working capital, trade finance, and expansion funding.
Unique to UTS is our collateral-based financing using warehouse receipts, where stored commodities serve as security for loans. We also facilitate contract farming advances, where buyers can finance their suppliers against future deliveries. Our digital platform simplifies applications by auto-filling repetitive information from your business profile and suggesting optimal loan amounts based on your transaction history. All applications receive dedicated support from our financial advisors who help compile documents, follow up with lenders, and negotiate terms.
For larger requirements, we arrange debt syndication and investor introductions. Our credit enhancement programs help first-time borrowers build financial histories, while our loan restructuring service assists businesses facing cash flow challenges. All funding solutions are designed with agricultural sensitivities - flexible repayment during poor harvests, insurance-linked products, and moratorium options aligned with crop cycles.
Having facilitated ₹850+ crore in agricultural financing to 12,000+ businesses, UTS Funding Solutions has helped increase farmer incomes by 35% and enabled trader working capital cycles to reduce by 40 days on average. Whether you need ₹50,000 for inputs or ₹5 crore for expansion, we make agricultural finance accessible, affordable, and adapted to your business reality.